Tamar Halseth says...
She'll have to go to the Florida State Fair Plan - no voluntary company will take someone with a bankruptcy, except Foremost.And I don't think Foremost is writing new business in FL right now.So, she'll have to go to an independent agent like www.huttinsurance.com and tell them she needs homeowners, but has a bankruptcy.And she'll have to pay the whole year in full.The state fund won't give her "credit" (which is what installment payments are).
It's important to know WHY Allstate cancelled her insurance, though, because if there's ANOTHER issue (like unrepaired damages) she's still going to have to get that fixed with the FAIR plan - they'll give her 30 days.
Posted on March 12, 2011