I Have home contents insurance covers Which With Barclays Accidental Damage.
I have an excess is £ 100 for this.
I want to make a claim for a Damaged carpet. I Do not Understand The excess. Who do I pay this to and when?
Uk only please.
Brett Conely says...
The £100 is deducted from the amount they pay you for your claim ..
Say your Carpet is assessed as being worth £250 .. they will pay you £150 ...
Usually the excess is PER CLAIM .. so, for example, IF you had a fire / flood, then you need to put ALL the items damaged on the SAME claim ...
Posted on February 16, 2011
