
Hi i need to get insurance for a happy house with 4 bedrooms Rented. The cheapest I've found IS HSBC - £ 19 a month (unlimited)
Do you know of anywhere else that's cheaper ??????????????????
Thanks.
Kristofer Holibaugh says...
The premium charged depends on your personal circumstances, eg whether you live in a high-risk postcode area for thefts/flooding etc.The policy you mentioned works out to be £228 a year, which is moderately higher than the national average premium for standalone contents insurance.If that is the lowest quote you have, then you probably are considered higher risk than average.
You can either try those quote comparison websites mentioned by Tim M, or you can visit/phone a local broker who will find you cover which suits your needs.
As well as considering whether the policy is affordable for you, it is also advisable to select a company which is fairly well-known, stable and which has a good reputation, to ensure that any claims are settled promptly and efficiently.
With the GoCompare.com website, you can select what criteria the policy must meet, and then each policy in the results list is given a gold star rating based upon those criteria.This should help you to choose a policy which is suitable for you.However, if you are not comfortable with choosing a policy yourself, you could contact a broker and they will help you.
Posted on April 13, 2011