16 Most Common Lawn Care Business Insurance Questions GopherHaul Podcast
http://www.gopherforum.com How Often Have You Had questions about business insurance goal just didn't get around to Asking your insurance agent. Its possible you are just starting out and dont have lawn care business insurance yet. Did We Have Through Our investigation we found this topic, No One Knows What Your Insurance Needs Better Than your are local insurance agent. Each companys Needs are as unique As The THEY Provide services. Each state aussi Will Have different insurance Requirements of you. Since thesis questions come up Quite Often, weekends Decided to compile a list of The Most Common Questions Asked by insurance lawn care business owners and found a friendly insurance agent to Give us answers.
1. Q: How does year OCH determines liability policy Which Should Be Purchased? What Percentage of LCOS Have the followings coverage? $ 500,000.00, or $ 1,000,000.00 $ 2,000,000.00 Answer: Most all carry $ 2,000,000 in premium IS the Difference Between Minimum 1 & 2 million worth of coverage.
2. Q: What is a reasonable rate for a $ 500,000.00 / $ 1,000,000 / $ 2,000,000 liability insurance policy? Answer: Rates are based Either you Number of Employees or sales. Year for operation with 4 year employed Approximate Would Be $ 2,500 premium.
3. Q: How Much More Is A average is $ 10 million or $ 20 million dollar liability policy, What Percentage of LCOS Have This coverage? Answer: Most lawn care companies that carry high limits thesis.
4. Q: What Is The average deductible for LCO liability and theft? Answer: I recommend Carrying deductible of $ 1000
5. Q: How does a business size effect LCOS Their Needs liability insurance? Answer: The Larger The Better The Company UK & WE Have to have insurance agents market and get 'em Their credits for insurance.
6. Q: Is it a good idea to get your business liability insurance Homeowners Insurance Through Your Carrier. Why or why not? Answer: No, it is better to Have Your liability insurance from your Separate Homeowners owed To the Limit On Your Homeowners.
7. Q: Does your insurance Needs Snowplowing effect if so how?
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